F.3 Personal Finance Education

F.3 PFE Syllabus

Time Value of Money 

- Compounding and discounting

- Future value and present value

- Net present value

- Nominal and effective rates of return

Consumer Credit

- Different types of consumer credit

- Comparing and choosing among various types of consumer credit

- Personal credit record

Personal Financial Planning and Investments 

- Risk-return trade-offs of different investment products

- Concept of personal financial planning

- Different life stages

- Rights and responsibilities of investors

- Mandatory Provident Fund System

Stock Trading as an Investment 

- Factors affecting stock prices

- Stock exchange in Hong Kong

- Main Board and the Growth Enterprise Market

- Hang Seng Index